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The path to home ownership is a big and exciting step that should be well planned. To make the process easier for you, we at HYPOHAUS have compiled the most…

Switzerland has a unique real estate market in many aspects. Compared to other countries, there are specific rules and peculiarities that strongly influence the purchase and ownership of real estate,…

On the search for home ownership, it is not uncommon to lack the right plot of land or the necessary small change for the perfect home. A leasehold property can…

In a world where sustainability and environmental protection are increasingly taking centre stage, green mortgages have gained popularity in Switzerland. These environmentally friendly financing options not only offer attractive interest…

In Switzerland, condominium ownership is a popular form of home ownership that makes it possible to own a flat in an apartment block. The question often arises: which areas belong…

Inheriting a property often raises a crucial question: should the inherited property be rented out or sold? Let’s be clear from the outset: this decision is complex and depends on…

If you want to take out a mortgage, sooner or later you will come across the terms “1st mortgage” and “2nd mortgage” during a consultation with your advisor. Have you…

The decision between renting and buying: making an informed choice The choice between renting and buying a property is a crucial milestone in adult life. Making a well-considered decision that…

Introduction What are the risks of buying a house and the associated mortgage? The average debt per capita in the form of mortgage loans in Switzerland is a multiple of…

The use of pillar 3a to provide for home ownership The pillar 3a of retirement planning offers the possibility to use the saved capital for the purchase or financing of…