Residential Attractiveness in Switzerland: What Makes a Place Worth Living?

Choosing the ideal place to live is one of the most important decisions in life for many people. Factors such as quality of life, accessibility, and financial affordability play a crucial role. In this blog, we explore general trends and take a closer look at the Lake Constance region. The UBS Residential Attractiveness Indicator 2024 provides valuable insights into the most attractive communities in Switzerland and highlights the key criteria that make a location truly livable.

Published on: December 30, 2024 | Reading time: Approximately 5 minutes

What Makes a Place Attractive?

According to the Residential Attractiveness Indicator, the appeal of a community is based on three key pillars:

1. Infrastructure

Good infrastructure goes far beyond access to schools and daycare facilities. For many, proximity to medical services, a well-developed transport network, and short commute times are essential. Attractive communities also boast a high density of shopping opportunities and convenient access to public transportation.

2. Leisure Opportunities

A wide range of leisure activities is indispensable for quality of life. Sports facilities, cultural events, and a vibrant dining scene make life in a community diverse and exciting. Communities near lakes, mountains, or other natural spaces offer additional opportunities for outdoor relaxation – a major advantage for families.

3. Housing Costs

Despite high quality of life, housing costs—including rent, property prices, and taxes—remain a limiting factor for many households. Communities with balanced cost structures, particularly in the outskirts of major cities, are becoming increasingly popular.

The Challenge of High Housing Costs

The analysis reveals that attractive communities often come with high property prices and living costs. In cities like Zurich, Geneva, and Zug, high demand and limited availability drive prices up. However, there are alternatives outside these urban centers that offer a better balance of quality and affordability, such as mid-sized towns or rural areas with good connectivity. For a comprehensive look at the UBS Residential Attractiveness Indicator, visit the full article here.

The Lake Constance Region: Quality of Life Between Nature and City

The Lake Constance region is a prime example of an area that meets all three criteria of the Residential Attractiveness Indicator. Communities such as St. Gallen, Rorschach, and Kreuzlingen combine excellent infrastructure, a rich variety of leisure opportunities, and moderate housing costs, offering a high quality of life for a wide range of households.

St. Gallen: As the region’s hub, the city offers a diverse array of cultural and educational options. Its proximity to nature and accessibility to other cities make St. Gallen particularly appealing.

Kreuzlingen: This town shines with its location on Lake Constance, low tax burden, and diverse leisure options, ranging from water sports to hiking.

Romanshorn and Rorschach: These communities provide more affordable property prices while still offering all the advantages of being near the lake and within the region.

The Housing Cost Challenge: How Can You Save?

Whether you dream of living in the Lake Constance region or another attractive location, a well-planned financing strategy is the key to success. With the experienced mortgage experts at HYPOHAUS, you can secure the best conditions while keeping your budget in check.

As mortgage brokers, we provide tailored advice to meet your individual needs. We guide you through the entire process—from assessing your financial capacity to finalizing contracts. Our team compares the best mortgage offers on the market to help you save costs in the long term and turn your housing dreams into reality.

Let’s work together to optimize your financing. Contact us today to learn how we can support you on your journey to your dream home. For an overview of our services, click here.