News and practical information from the world of mortgages and real estate.

Whether you are modernizing your home or planning a comprehensive renovation, the success of your project largely depends on choosing the right partners. In addition to skilled craftsmen, financing partners also play a crucial role in ensuring that your project is optimally executed. But how do you find reliable professionals who work professionally and offer…

Refinancing a mortgage is a significant financial decision that requires careful planning. Whether switching lenders or making an early repayment is beneficial depends on various factors, including interest rates, loan terms, and potential fees. In this article, you will learn when refinancing makes sense, what pitfalls to avoid, and how to find the best financing…

The value of a property is a key criterion – both for buyers and sellers. But how can the so-called market value be reliably determined? Many property owners and prospective buyers underestimate the complexity of property valuation. The price of a property is not just a number; it is the result of numerous influencing factors…

How is the Swiss real estate market evolving at the beginning of 2025? In this article, we summarize the key insights on economic conditions, the mortgage and rental markets, and the ongoing debate surrounding the abolition of the imputed rental value. Published on: February 25, 2025 | Reading time: approx. 5-10 minutes Content Toggle Stable…

The dream of homeownership begins with solid financing. But one of the most important questions for prospective buyers is: How much equity is required to purchase a property? In Switzerland, there are clear regulations on equity requirements, which determine how large the necessary mortgage will be, what financing options are available, and whether the affordability…

In times of economic uncertainty, many investors look for stable investment opportunities. Investment properties are considered a reliable asset class, offering both regular rental income and long-term appreciation potential. But what factors contribute to a successful investment, and what should investors pay attention to? In addition to choosing the right property, securing the right financing…

If you are looking for a high-quality new-build apartment in a prime location, you should not miss the new project in Maur, ZH by D+D Immobilien. As a specialist for mortgages, HYPOHAUS collaborates with renowned property developers – and for the exclusive “Inter Lacus” construction project, we are the official mortgage partner. In this article,…

Buying a property is one of the biggest financial decisions in life and requires careful planning. In addition to choosing the right property, financial aspects such as selecting the appropriate mortgage and conducting a thorough mortgage comparison play a crucial role. A rushed purchase or inadequate planning can lead to high costs or unpleasant surprises…

The Swiss real estate market will remain dynamic in 2025: Lower key interest rates, rising property prices, and ongoing challenges in housing construction will shape developments. While falling mortgage rates make homeownership more attractive again, access remains challenging due to stricter financing requirements and limited supply. Here’s a concise overview of the key trends and…

The dream of owning a home often fails in Switzerland due to a lack of equity. However, Pillar 3a, a key component of retirement planning, can under certain conditions be used to purchase residential property. But how does this work exactly, and what needs to be considered when it comes to early withdrawal or pledging?…