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In a world where sustainability and environmental protection are increasingly taking centre stage, green mortgages have gained popularity in Switzerland. These environmentally friendly financing options not only offer attractive interest…

In Switzerland, condominium ownership is a popular form of home ownership that makes it possible to own a flat in an apartment block. The question often arises: which areas belong…

Inheriting a property often raises a crucial question: should the inherited property be rented out or sold? Let’s be clear from the outset: this decision is complex and depends on…

If you want to take out a mortgage, sooner or later you will come across the terms “1st mortgage” and “2nd mortgage” during a consultation with your advisor. Have you…

The decision between renting and buying: making an informed choice The choice between renting and buying a property is a crucial milestone in adult life. Making a well-considered decision that…

Introduction What are the risks of buying a house and the associated mortgage? The average debt per capita in the form of mortgage loans in Switzerland is a multiple of…

The use of pillar 3a to provide for home ownership The pillar 3a of retirement planning offers the possibility to use the saved capital for the purchase or financing of…

What happens to the property in the event of a divorce? It is unpleasant, but nevertheless necessary to think about such scenarios, because when a couple separates, many questions often…

When you think of the costs of buying a property, interest costs and amortisation come to mind quite quickly. However, public charges such as taxes and fees are often forgotten.…

Have you ever dreamed of buying a holiday home in the Swiss mountains or a holiday flat in Ticino, Switzerland’s sunniest region? You are not alone. In the wake of…